If you start a healthy diet, it’s a good idea to check what shape you’re in first. The same goes for improving your credit health.
Here’s the lowdown on credit reports in under two minutes.
A credit report contains everything lenders like to know about you before they decide whether to let you borrow.
The important things to know about credit reports are:
- There are three main UK Credit Reference Agencies (CRAs) – Experian, Equifax, and TransUnion – and each owns a separate credit report about you.
- Differences between your three reports can damage your chances of getting credit, so it’s best to check all three.
- Check your credit report for free with these services:
Now you’ve got everything you need to check your credit reports.
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This post was written and compiled by the credit experts behind Loqbox –a completely free way to build your credit history by saving a little each month. Read more about the clever way Loqbox helps build your credit score.