GROW YOUR CREDIT SCORE WITH AN
INTEREST-FREE CREDIT ACCOUNT.

No charges, no hard credit checks, no worries.
Sign up today. 

Get LOQBOX Spend

LOQBOX Spend is an interest-free credit account that grows your credit score just by using it

Open an account today, it's easy!

LOQBOX Spend can be opened in under two minutes, with no hard credit check, no interest and no charges. It's that simple.

Use it or not, it still builds your score

Your LOQBOX Spend account is reported to all three credit reference agencies. Using it responsibly helps improve your credit score over time.

Pay for purchases with LOQBOX

Pay for your LOQBOX membership, and soon you'll be able to use our upcoming Spend Store to shop with your favourite brands.

Get LOQBOX Spend

See what our members are saying

One simple price, a world of opportunity

More than a credit builder. As a LOQBOX member you get so much more. All for only £2.50 per week.


LOQBOX SPEND

Grow your credit score with an interest-free credit account. No charges, no hard credit checks, no worries.


LOQBOX SAVE

Build your credit score while you save — redeem your funds for free into your existing bank account after 6 months (usually £30).


LOQBOX COACH

Get your personalised financial plan. And regular emails with all of our handy tips and tricks to live your best financial life.


POINTS PROMISE

Improve your score by at least 25 points in your first year or we'll give you £25.


LOQBOX RENT

Use your rental payments to build your credit history.


PRIORITY SUPPORT

Our expert team are on hand when you need them for anything.

Start for £2.50 a week

A better credit score can help you achieve your big money goals

We’re continually creating new ways to help our members get treated fairly in the financial game and achieve their goals. 

So whether you want to get on the housing ladder, buy a new car, go on that dream holiday or just get financially fit — take the next step by setting up LOQBOX Spend today.

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